ROYAL INSURANCE CORPORATION OF BHUTAN LIMITED
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Housing Loan Icon

Housing Loan

Housing Commercial Loan

10

%
per annum

30

Years
Maximum Repayment Term

3

Years
Gestation Period
Checklist
Loan Checklists
  • Building construction approval
  • Approved drawings
  • Building estimate/valuation.
  • Details of expected rental income from the building (commercial loan)
  • Copy of valid Citizenship Identity (CID) of the applicant
  • Copy of valid Citizenship Identity (CID) of guarantor (if applicable)
  • Recent Passport size photograph of the applicant and guarantor (if applicable)
  • Loan application form duly filled and signed by the applicant (Downloads)
  • Original property ownership certificate (Lag Tharm)
  • Census/family tree of the property owner (if applicable)
  • Copy of appointment order or promotion order of the applicant (if applicable)
  • Latest pay slip of the applicant duly filled, signed, and sealed by the finance officer (if source of repayment is from salary income)
  • Valid license copy, income statement and BIT receipt (if source of repayment is from business income)
  • Letter of consent from applicant for disclosing and sharing information (Download) rectification.
Dismiss
Loan Forms
Loan Forms Dismiss
Calculate Installment Calculate Interest
Home Loan

9

%
per annum

30

Years
Maximum Repayment Term

3

Years
Gestation Period
Checklist
Loan Checklists
  • Building construction approval
  • Approved drawings
  • Building estimate/valuation.
  • Details of expected rental income from the building (commercial loan)
  • Copy of valid Citizenship Identity (CID) of the applicant
  • Copy of valid Citizenship Identity (CID) of guarantor (if applicable)
  • Recent Passport size photograph of the applicant and guarantor (if applicable)
  • Loan application form duly filled and signed by the applicant (Downloads)
  • Original property ownership certificate (Lag Tharm)
  • Census/family tree of the property owner (if applicable)
  • Copy of appointment order or promotion order of the applicant (if applicable)
  • Latest pay slip of the applicant duly filled, signed, and sealed by the finance officer (if source of repayment is from salary income)
  • Valid license copy, income statement and BIT receipt (if source of repayment is from business income)
  • Letter of consent from applicant for disclosing and sharing information (Download) rectification.
Dismiss
Loan Forms
Loan Forms Dismiss
Calculate Installment Calculate Interest
Renovation Loan

9-10

%
per annum

10

Years
Maximum Repayment Term
Checklist
Loan Checklists
  • Building construction approval
  • Approved drawings
  • Building estimate/valuation.
  • Details of expected rental income from the building (commercial loan)
  • Copy of valid Citizenship Identity (CID) of the applicant
  • Copy of valid Citizenship Identity (CID) of guarantor (if applicable)
  • Recent Passport size photograph of the applicant and guarantor (if applicable)
  • Loan application form duly filled and signed by the applicant (Downloads)
  • Original property ownership certificate (Lag Tharm)
  • Census/family tree of the property owner (if applicable)
  • Copy of appointment order or promotion order of the applicant (if applicable)
  • Latest pay slip of the applicant duly filled, signed, and sealed by the finance officer (if source of repayment is from salary income)
  • Valid license copy, income statement and BIT receipt (if source of repayment is from business income)
  • Letter of consent from applicant for disclosing and sharing information (Download) rectification.
Dismiss
Loan Forms
Loan Forms Dismiss
Calculate Installment Calculate Interest
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