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Company

49

Years Of Experience

For the last 48 years, the Royal Insurance Corporation of Bhutan Limited (RICB) has been fulfilling the insurance and financial needs of the people of Bhutan.Through our social security and financing, we have helped people improve their financial well-being and build resilience against the unpredictability of their lives.Instituted under the Royal Charter of His Majesty […]

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VISION

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To be the crown jewel of the financial sector.

MISSION

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We will excel in securing and enhancing financial well-being of our clients by maintaining the highest professional standards with innovation, resilience, agility, inclusion, and compliance as the cornerstones of our activities.

Core Values

Core values define RICB and are the crux of the beliefs that the corporation operates with. Our core values will act as a code to guide us as a company or an employee in our relationship and interaction with customers, stakeholders, partners, and shareholders.

  • Resilience – RICB will not just withstand any form of adversity but learn to evolve with renewed energy, transforming challenges into opportunities as we serve the people.
  • Inclusion – RICB will leave no one behind as we venture towards insurance for all.
  • Competence – RICB will be competent and foster the development of a strong corporate culture, with workforce that is more aligned, while establishing vital competitive edge over competitors.
  • Bold – RICB will be bold and audacious in taking calculated risks to gain a competitive edge over competitors; leverage technology and new opportunities, to stay a step ahead in the industry.

RICBL has 27 offices across the country. The Corporation has an excellent working relationship between the management and staff at all levels, and the close coordination between the management and the staff has contributed to the success of the corporation over the years.

  • Established in 1975 under the Royal Charter, RICB is the leader in the Bhutanese Insurance Market.
  • 39% of the shares is owned by the Royal Government of Bhutan.
  • There are 441 employees and over 1060 Sales Executives.
  • Services are catered from 27 Branch Offices and the Head Office
  • Winner of the ADFIAP’s award “THE DEVELOPMENT TRIHEDRON” in 2012 for Rural House Insurance Scheme in Corporate Social Responsibility Category.
  • Awarded B+ (Good) Financial Strength Rating and bbb- Issuer Credit Rating by A.M.Best in 2016-2017.
Company
General Insurance

  • Marine

  • Engineering

  • Miscellaneous

  • Motor

  • Aviation
Company
Credit & Investment

  • Manufacturing

  • Service

  • Transport

  • Personal

  • Trade & Commerce

  • Housing

  • Loan against Shares
Company
Life Insurance

  • Whole life

  • Endowment

  • Term Insurance

  • Provident Fund

  • Group Insurance
Company
Reinsurance

  • Inward

  • Outward
Net Worth (Million BTN)
Nu

1,507

2012
Nu

1,765

2013
Nu

2,686

2014
Nu

3,069

2015
Nu

3,289

2016
Total Assets (Million BTN)
Nu

7,747

2012
Nu

9,078

2013
Nu

12,347

2014
Nu

15,205

2015
Nu

19,418

2016
Profit Before Tax (Million BTN)
Nu

501

2012
Nu

522

2013
Nu

571

2014
Nu

731

2015
Nu

754

2016
Paid Up Capital (Million BTN)
Nu

240

2012
Nu

240

2013
Nu

480

2014
Nu

1,200

2015
Nu

1,200

2016