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For 20 Year Term – 20% of the Sum Assured on the 5th, 10th, & 15th year. 40% of the Sum Assured plus Guaranteed Additions on the 20th year.

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For 20 Year Term – 20% of the Sum Assured on the 5th, 10th, & 15th year. 40% of the Sum Assured plus Guaranteed Additions on the 20th year.