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Special COVID Relief Programs 1st of July 2021 – 31st of December 2021

Your Partner for Growth and Security

RICB/CO/CSRD/32613 16th of July 2021


ANNOUNCEMENT


The RICB is extending its “Special COVID Relief Programs” from 1st of July 2021 – 31st of December 2021 to continue providing risk coverage to the frontline workers and the Bhutanese people during these challenging times. Since its launch on the 15th of September 2020, our “Special COVID Relief Programs” was able to provide free life insurance cover worth Nu 500,000 to the
families of those frontline workers who lost their lives on COVID duty. The offer also helped the Bhutanese to revive 1,600 life policies. Our discount offer for non-life insurance helped reduce fire policy lapsation by 40 percent and motor insurance policy by 30 percent.
Since, the pandemic continues disrupting lives and livelihood, the RICB is extending the “Special COVID Relief Programs” as a humble gesture from the shareholders of RICB. The RICB will, therefore, continue providing our “Special COVID Relief Programs” till the 31st of December 2021 to keep the frontline workers and the Bhutanese in general secured.
Our “Special COVID Relief Programs” include the following:

Free Life Insurance for the Frontliners: Covers anyone on COVID-19 duty
Life Insurance: Life policyholders with lapsed policies are offered with the following options to update and revive their policies:


Option I

  • A discount of 10 % for an upfront payment of delayed premiums
  • No medical report required till 31st of December 2021; and
  • Submit RICB’s Good Health Declaration Form


Option II

  • Upfront payment of 50 % of the delayed premium and update the remaining premium in six months instalment
  • No medical report required till 31st of December 2021; and
  • Submit RICB’s Good Health Declaration Form Other Terms & Conditions
  • The scheme is applicable only for those policies lapsed for more than six months as of 30th of June 2021
  • Customers availing the above options are not eligible to cancel their life insurance policies within two years of renewals.
  • Life Insurance benefit shall be eligible only after three months of renewal, except under accidental demise and claims under concession period.
  • Policy bonus shall not be applicable for the lapsed period.


General Insurance
Options

  • 10 % discount on all expiring policies for motor and fire insurance policies
  • 40 % discount on all new business for motor and fire insurance policies
  • Policies with a premium of Nu 50,000 and above can be paid in two instalments


Note: Conditions apply. This is only a one time offer.