Industrial Insurance Policy

Industrial Insurance policy is designed to cover the widest range of accidental loss or damages typically faced by large, single and multi-location businesses.

This policy is essential to any company with high value physical assets such as property, industries, large universities and councils.

It is an All Risks Policy covering a wide range of perils such as fire, allied risks, and accidental damage.

covers
Doesn't cover

High value property, equipment or machinery

Damage caused by explosion or implosion

Range of perils such as fire and allied risks, accidental damage to equipment and machinery

Lightening

Earthquake

Storm, cyclone, typhoon, tempest, hurricane, tornado, flood & inundation

Subsidence, Landslide & Rockslide

Bursting, overflowing of water tanks, apparatus & pipes

Damage to electrical appliances & equipment due to excessive flow of current

Aircraft Damage

Impact Damage

Loss or damage from wilful negligence, larceny, fraud, and dishonesty

Loss or damage by ionizing radiation or contamination or radioactivity

Loss or damage from inventory shortage, and interruption of water supply

Damage to stocks in cold storage premises caused by change in temperature

Loss, destruction or damage to manuscripts, plans, drawings, securities and stamps

Loss or damage caused by war, invasion, civil war, mutiny, and civil commotion

Loss, destruction or damage to the insured property by pollution or contamination

Loss of earning, loss by delay, loss of market, other consequential or indirect loss

Loss or damage to bullion or unset precious stones and any curious work of art

Loss or damage from delay or loss of market, gradual deteriorations, wear and tear, inherent vice, and corrosion

Loss or damage by spoilage resulting from the retardation or interruption or cessation of any process or operation

Loss, destruction or damage to coin or notes, cheques, book of accounts, computer system reports, explosives, and harmless otherwise stated in the policy

Fulfill your other insurance & financial needs