ROYAL INSURANCE CORPORATION OF BHUTAN LIMITED
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Shopkeeper’s Insurance Icon

Shopkeeper’s Insurance

The Shopkeeper’s Insurance is designed specifically for small and medium businesses. The policy provides comprehensive coverage and offers a premium savings of up to 10% if more than two covers are purchased.

The policy is applicable to properties with a maximum value of Nu 1,500,000. The Shopkeeper’s Insurance however doesn’t cover money and valuables.

Fire, lightning, explosion of gas in domestic appliances Icon
Fire, lightning, explosion of gas in domestic appliances
Bursting and overflowing of water tanks Icon
Bursting and overflowing of water tanks
Aircrafts or articles dropped there from Icon
Aircrafts or articles dropped there from
Earthquake, subsidence, landslide & rockslide Icon
Earthquake, subsidence, landslide & rockslide
Flood, storm, cyclone & tempest Icon
Flood, storm, cyclone & tempest
Burglary & housebreaking Icon
Burglary & housebreaking
Loss of money in transit due to accident or misfortune not exceeding Nu 50,000 anyone sending or carrying Icon
Loss of money in transit due to accident or misfortune not exceeding Nu 50,000 anyone sending or carrying
Loss of or damage of money & valuables by burglary/housebreaking whilst contained in a safe/steel cupboard (max Nu 300,000) Icon
Loss of or damage of money & valuables by burglary/housebreaking whilst contained in a safe/steel cupboard (max Nu 300,000)
Loss of money whilst lying in cashier’s custody till or counter in the insured’s premises by burglary (max Nu 30,000) Icon
Loss of money whilst lying in cashier’s custody till or counter in the insured’s premises by burglary (max Nu 30,000)
Personal Accident Insurance coverage for death and Permanent Total Disablement only due to an accident to the shopkeeper Icon
Personal Accident Insurance coverage for death and Permanent Total Disablement only due to an accident to the shopkeeper
Loss of money in transit due to accident / misfortune exceeding Nu 50,000 Icon
Loss of money in transit due to accident / misfortune exceeding Nu 50,000
Proposal Checklist
Proposal Checklists
  • CID copy/ Business licence copy
  • Proposal form
  • Stock list
Dismiss
Proposal Forms
Proposal Forms
  • Shopkeeper Insurance Proposal Form
    Download
  • Shopkeepers Declaration Form
    Download
Dismiss
claim Checklist
Claim Checklist
  • Intimation Letter
  • Valid Insurance policy
  • Investigation report from police
  • Loss estimate with supporting invoices
  • Eye witness statement, if available
  • Subrogation letter
  • Any other documents, if felt necessary to prove the claim
Dismiss
Claim Forms
Claim Forms Dismiss
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