Integrated Money Back Policy

Integrated Money Back Policy (IMBP) – as the name suggests – is a better and improved version of the Money Back Policy. The key difference is that IMBP offers more flexible and versatile survival benefits and terms. In a sense, the survival benefits come much sooner than with traditional life insurance.

Otherwise, it serves the same purpose by providing savings and life insurance under one package. If someone is looking for a quick return without compromising their life insurance protection, IMBP is the perfect choice. Our IMBP features match the quest, energy, and zest of our younger generations, for whom waiting is not their cup of tea.

BENEFITS

Savings

Protection

Death Benefit

Tax Waiver

Eligibility

• Entry Age: 18 to 60 years.
• Sum Assured: Nu 50,000 – Nu 5,000,000.
• Policy term: 5, 10, 15, 20 & 25 years.
• Surrender: Conditions apply

Benefits

• Survival Benefit is paid
• Maturity Benefit of Sum Assured plus Guaranteed Additions
• Insurance payout due to accident: Sum Assured plus Accident benefit (if Accident Benefit cover is availed) plus accured Guaranteed Additions on passing away of proposer
• Life cover payout: Sum Assured plus Accrued Bonus on demise of the policyholder.
• 50% Tax Rebate