For 12 Year Term – 20% of the Sum Assured on the 4th & 8th year. And 60% of the Sum Assured plus Guaranteed Additions on the 12th year. And 50% of the Sum Assured plus Guaranteed Additions on the 15th year.
For 20 Year Term – 20% of the Sum Assured on the 5th, 10th, & 15th year. 40% of the Sum Assured plus Guaranteed Additions on the 20th year.
Sum Assured guaranteed to the nominee in the event of proposer’s untimely demise
Premium Waiver in the event of proposer’s untimely demise