Health Insurance

We know how difficult it gets to travel for medical treatment abroad, especially with the sick. That’s why our Health Insurance Policy helps Bhutanese travelling to India for medication with cashless payments to hospitals for treatment while also providing reimbursement for medical travel expenses.

Anyone aged 18 – 55 can avail of the Health Insurance. The policy also provides coverage for the spouse and dependents aged 3 months & above.

covers
Doesn't cover

Road Ambulance Service up to Nu 2,000 for the cost of the Road Ambulance

Claim Free Bonus of 5 % increase on the Sum Insured for every claim-free renewal

Cashless basic hospitalization in India for elective surgeries or treatment of serious illness

Pre-hospitalization expenses up to 30 days before hospitalisation in India if the cashless basic hospitalization is approved

Transportation benefit of up to INR 50,000 or 10 % of the Sum Insured (whichever is lower) for medical travel to India and back

Post-hospitalization expenses for up to 30 days after discharge from the hospital in India if the cashless basic hospitalization is approved

Day-care expenses for treatment of certain diseases like cataracts, dialysis, chemotherapy, radiotherapy, coronary catheterization even for less than 24 hours of hospitalization