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Life

Silver Jubilee Term Policy
Silver Jubilee Term Policy
  • Maturity Benefit – return of premium only
  • Sum Assured guaranteed in the event of untimely demise
  • Accident Benefit
  • Only yearly rebates are allowed
  • 100 % Tax Refund
Ten-Tsai Mangul Ngenchoel II
Ten-Tsai Mangul Ngenchoel II
  • Refund of Premium plus Guaranteed Additions on maturity
  • Sum Assured guaranteed in the event of member’s untimely demise
Group Term Insurance
Group Term Insurance
  • Sum Assured in the event of member’s untimely demise
  • Permanent disability benefits available with payment of additional premium.
Rural Life Insurance Scheme
Rural Life Insurance Scheme
  • Nu 30,000 upon death of a family member
Kuenphen Tshesog Ngenchoel
Kuenphen Tshesog Ngenchoel
  • High coverage, low premium
  • Financial security for family
  • Flexible policy term of 5-40 years
  • Optional critical illness cover for major illnesses
  • Peace of mind
Double Cover Endowment Plan with Profits
Double Cover Endowment Plan with Profits
  • Maturity Benefit of Sum Assured + Bonus
  • Double the Sum Assured plus Bonus in the event of untimely demise
  • 50% Tax Refund
Ten-Tsai Mangul Ngenchoel I
Ten-Tsai Mangul Ngenchoel I
  • Maturity Benefits of Sum Assured + Guaranteed Additions
  • Disability Benefits
  • In the event of untimely demise of the policyholder, Sum Assured plus 150% of the premiums paid.
  • 50% Tax Refund
Endowment Assurance Policy
Endowment Assurance Policy
  • Maturity Benefit of Sum Assured + Bonus
  • 50% Tax Refund
  • Policy loan available.
  • Life cover payout: Sum Assured plus Accrued Bonus on demise of the policyholder.
  • Accident benefit available
Pho-Mo Joint Life
Pho-Mo Joint Life
  • Maturity Benefit – Sum Assured + Bonus
  • Double Sum Assured plus Bonus for Accident Benefits
  • Sum Assured plus Premium Waiver in the event of untimely demise of spouse
  • 50% Tax Refund
Ashi Nangsa
Ashi Nangsa
  • Monetary returns of 20% of the Sum Assured on 4th, 8th, 12th, & 16th year. On the 20th year, 20% of the Sum Assured plus bonus.
  • Sum Assured plus bonus guaranteed in the event of untimely demise
  • 50% Tax Refund
Double Cover Endowment Plan with GA
Double Cover Endowment Plan with GA
  • 50% Tax Waiver
  • Maturity Benefit – Sum Assured + Bonus
  • Life cover payout: Sum Assured plus Accrued Bonus on demise of the policyholder.
  • Policy loan available.
  • Disability Benefit
Integrated Money Back Policy
Integrated Money Back Policy
  • For 5 Year Term-25% of the Sum Assured on the 3rd year of the policy and 75% of the Sum Assured on the 5th year of the policy plus Guaranteed Addition.
  • For 10 years Term-30% of the Sum Assured on the 3rd and 6th year of the policy and 40% of the Sum Assured on the 9th Year of the policy with 1 Year free insurance cover with GA on the 10th year.
  • For 15 years Term-25% of the Sum Assured on the 3rd, 6th, 9th, 12th and free insurance cover for 3 years with Guaranteed Addition on 15th year.
  • For 20 Years Term-25% of the Sum Assured on the 4th, 8th, 12th, 16th and free insurance cover for 4 years with Guaranteed Addition on 20th year.
  • For 25 Years Term-20% of the Sum Assured on the 4th, 8th, 12th, 16th, 20th, and 5 Years free insurance cover with Guaranteed Addition on 25th Year.
  • Death Benefit:Sum Assured + Guaranteed Addition and Death Benefit due to accident (If availed): Sum Assured + Accident Benefit + Guaranteed Addition.
  • Tax Exemption-50% tax rebate on total premium paid annually.
  • Special Features-*Death benefit will be full Sum Assured plus Guaranteed Addition paid without deductions of any Survival Benefit paid earlier. *Free Insurance cover of 1 year, 3 years, 4 years, 5 years for 10, 15, 20, 25 years policy terms respectively.Death benefit will be full Sum Assured plus Guaranteed Addition paid without deductions of any Survival Benefit paid earlier.
Gaki Pelzom Life Policy
Gaki Pelzom Life Policy
  • Survival Benefit – Sum Assured plus Bonus
  • Sum Assured plus bonus in the event of policyholder’s untimely demise during the term
  • Sum Assured guaranteed in the event of policyholder’s untimely demise after the term but before 97
  • Accident Benefits available with the payment of an additional premium
  • Disability Benefit
  • Premium Waiver in the event of policyholder’s disability
  • 50% Tax Waiver